Terms of Use

Please review the Terms of Use, Disclaimers, and Privacy Policy prior to using this Website. 

Updated: 10 March 2020
Published: 26 April 2018

Legal Notices

Please read the Terms of Use, Disclaimer, Privacy Policy, (collectively, “Legal Notices”) carefully.

You should view this page each time you visit this site.

I reserve the right to change these Legal Notices on this Website at any time without notice, and by using this Website and its Content, you are agreeing to the Legal Notices as they appear, whether or not you have read them.

If you do not agree with these Legal Notices, please discontinue use of this Website.

This Website and its Content is owned by Anna Anderson (“Company”, “Abrazo and Coze”, “we”, “us”, or “our”). The term “you” and “your” refers to any users, visitors, or viewers of this Website or related social media channels.

Terms of Use


These Terms of Use (Terms) govern your access to and use of Abrazo and Coze’s website, products, and services (Products). Please read these Terms carefully and contact us if you have any questions. By accessing and using our Products, you agree to be bound by these Terms and by our Privacy Policy

Intellectual Property

All Content on this Website, including the words, information, documents, design, graphics, photographs, graphics, images, and all other information and intellectual property, registered and unregistered (“Content”) is the property of Abrazo and Coze and is protected by Canadian intellectual property laws.

Certain names, words, titles, phrases, logos, icons, graphics, or designs in the pages of this Website may constitute trade names, registered or unregistered trademarks or service marks (“Trademarks”) of Abrazo and Coze and of other persons or entities. However, the display of Trademarks on pages at this Website does not imply that any license has been granted to any third party.  All rights are reserved.

When you access this Website or its Content, you agree that you will not copy, duplicate, or steal our Content. Any unauthorised use of the Content is a violation of these Terms and we reserve the right to prosecute unauthorised use to the fullest extent of the law.

Information on this Website may be copied for personal use only. No part of this website may be reproduced, stored, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording, scanning, or otherwise, except as permitted under Section 29, Section 30, Section 31, and Section 32 of the Copyright Act of Canada, without my prior written permission.

You may link back to any blog posts or articles on this Website that are widely and publicly available, as long as you give credit by providing a do-follow hyperlink back to this Website. Requests to the author and publisher for any other kind of permission should be addressed by sending us a message from the Contact page, before the use of our Content.

Information and Services

Due to the dynamic nature of the Internet, certain links on this Website may have changed. We make no representations to the current accuracy of the information shared.  All information and services on this Website are provided on an “as is” basis without warranty of any kind, either expressed or implied, including, without limitation, implied warranties or conditions of fitness for a particular purpose or use, or non-infringement.

All information and services are subject to change at any time without notice.

While we make reasonable efforts to ensure that the information and services contained on this Website are accurate, we cannot guarantee the accuracy, completeness, timeliness, or reliability of this information and these services; we are not responsible for inaccuracies, errors, or omissions in the information or services.

All information on this Website is for informational purposes only; it is not intended to provide any specific advice and is not to be relied upon. Any actions or decisions should be based on independent research and professional advice.

External Links and Software

Any and all links to third party websites are provided on this Website for convenience only and do not constitute an endorsement by Abrazo and Coze of these websites or the material, content, or services they contain.  Once you leave this Website or are redirected to a third party website or application, you are no longer governed by this Website’s Terms of Use, Privacy Policy, or Disclaimers.

Those third party websites are independent from Abrazo and Coze and outside of its control. Before using such websites, you should review their terms of use and privacy policies. We shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

Links to downloadable software sites are for convenience only. We are not liable for any difficulties or consequences associated with downloading the software. Use of any software is governed by the terms of the license agreement, if any, that accompanies or is provided with the software by the third party website.

Products and Services

We may add, delete, or change some or all of our products or services at any time without notice.

Use of Website

By accessing this Website and its Content, you warrant that you are at least 18 years of age, or the age of majority where you reside, and agree to be bound by our Terms of Use, Privacy Policy, and Disclaimers.

You are granted a limited license to access and review this Website and its Content for your personal use, but you are not granted a license for business or commercial use. As a licensee, you may not use this Website or its Content in a manner that constitutes the infringement of any of our rights, unless otherwise authorised by us.

We reserve all rights not expressly granted in our Terms of Use, Privacy Policy, and Disclaimers.

In using this Website and its services and products, you agree to not:

  1. interfere with or disrupt this Website or computer networks connected thereto;
  2. impersonate any other person or entity, or make any misrepresentation as to your employment, title, or authority;
  3. forge headers or in any manner manipulate identifiers to disguise your origin;
  4. upload, post, transmit, publish, or distribute any material or information for which you do not have all necessary rights and licenses;
  5. upload, post, transmit, publish, or distribute any material or information that contains a computer virus, or other code, files or programs intending in any manner to disrupt or interfere with the functioning of this Website;
  6. use this Website in such a manner as to gain unauthorised entry or access to the computer systems or networks of others or attempt to gain unauthorised entry or access to any password protected or restricted areas of this Website, or our computer or network systems;
  7. reproduce, copy, modify, sell, distribute, or otherwise exploit for any commercial purposes any material, information, product, or service offered within this Website unless you have the necessary rights and licenses;
  8. violate any law or regulation or any generally accepted Internet practice or interfere with any other user’s ability to use this Website and any of the services or products provided on this Website; or
  9. forge, alter, or modify in any way any of the agreements, policies, information, reports, or any other material posted or accessible within this Website.

By using and accessing this Website and its Content, you agree that you are solely responsible for your electronic communications. You agree to provide honest and accurate information and that you are authorised to make any purchases you may make. You agree to only use this Website and its Content for lawful purposes and you agree to not act fraudulently, unlawfully, or otherwise inappropriately.

If you engage in any purchases from this Website, you agree and acknowledge that personal payment information is being transmitted. We use outside vendors to sell products and services and process payments. You acknowledge that these outside vendors may have access to your name, address and payment information.  We do not personally have access to nor do we store any information. We have chosen vendors carefully and attempt to only use secure transmissions. However, we will not be liable or responsible for any data breaches that result in any loss, damage, or other injuries when dealing with one of these vendors. These vendors may have their own privacy and data collection practices that differ from ours. For more information, visit that vendor’s website to learn more.


The Internet is not a secure medium, and privacy cannot be ensured. Internet email is vulnerable to interception and loss. Abrazo and Coze will not be responsible for any damages you may suffer in connection with an email you send to us or an email we send to you at your request. For information on how we collect or use information, please refer to our Privacy Policy.

User Generated Content

Any user-generated content on this Website (such as through blog comments) will be publicly available to other users. By posting or submitting any material to this Website, you are warranting that you are the owner of such materials and you are at least 18 years old, or the age of majority in the area in which you reside.

By submitting any content or materials to us and/or this Website, you agree to give us an unlimited license so that this content can be shared on this Website. This license includes your permission that your Website submission, blog comment, or such other information may be a part of the current or future existence of this Website and its Content. You are granting the right to be identified as the author of any of your contributions.


We may end the use, or refuse to permit the use, of any Service or Product and this Website by any person or entity, for any reason and without notice, at our sole discretion.

We reserve the right to remove any content that we determine to be unlawful, inappropriate, offensive, or otherwise objectionable, or in violation of any party’s intellectual property or these Terms of Use or Privacy Policy. We also reserve the right to remove undesirable comments or shares on this Website and social media.

Limitation of Liability and Indemnity

By using and accessing this Website, you agree at all times to indemnify and hold harmless Anna Anderson, this Company, as well as any related parties, from and against any and all claims related to this Website or its Content. We will not be responsible or liable in any way for your use of the information or materials provided on this Website. We assume no liability for any injuries, damages or other losses alleged in connection with your use or access of this Website. If you use this Website and/or its Content, we assume no responsibility. We will not be liable to any party for any type of direct, indirect, special, incidental, equitable and/or consequential damages for your use, reliance, actions or failures to act related to the information on this Website.

While we make reasonable efforts to ensure that all information and services provided on this site do not contain computer viruses, you are solely responsible to adequately protect and backup your data and/or equipment and to take reasonable and appropriate precautions to scan for computer viruses or other destructive properties.

Governing Law

These Terms of Use and any issue or dispute relating to this Website will be governed by and construed in accordance with the laws of the Province of Ontario and the applicable laws of Canada. By using this site you are hereby consenting and submitting to the exclusive jurisdiction of the courts of the Province of Ontario in any action or dispute related to these Terms of Use or any issue in respect of this Website.



The information contained on this Website is for general information purposes only. I assume no responsibility for errors or omissions in the contents on the Website. I reserve the right to make additions, deletions, or modification to the contents on the Website at any time without prior notice. I do not warrant that the website is free of viruses or other harmful components.

To the fullest extent permitted by law, I expressly exclude any liability for any direct, indirect, or consequential loss or damage incurred by you or others in connection with this Website and its Content, including but not limited to liability for any delays, injuries, harm, losses, damages, loss of business, loss of profits, or any other loss or damage of any kind, caused by negligence, breach of contract, or otherwise, even if foreseeable. By accessing and using this website, you agree that I am not liable or responsible for your business or personal results or any other result of any kind that you may have as a result of information presented to you through my Website or its Contents. You are solely responsible for your results.

I make no warranties, either express or implied, regarding this Website or its Contents. To the fullest extent permitted by law, I disclaim all warranties.


This affiliate disclosure details the affiliate relationships of Abrazo and Coze with other companies and products.

Some of the links on the Website are affiliate links. This means that a special tracking code is used and that I might make a small commission on the sale of an item if you purchase through one of these links. The price of the item is the same for you whether it is an affiliate link or not. 

As an Amazon Associate, I earn from qualifying purchases.

In some cases, I might also use a link to provide a discount code for an item. In these cases, I might still earn an affiliate commission but the price will actually be less for you by using this link or tracking code.

All links, posts, photos, and other material on the Website that contain affiliate links will be identified as such in at least two places:

  1. in a disclosure near the beginning of each applicable page or post, including a link to this Disclosure; and
  2. in a tag at the bottom of each applicable page or post labelled “Affiliate”.

Social media posts or comments will be identified by the word “affiliate” or “affiliate link”.

If an affiliate link to a product is posted on the Website, it is something that I personally use, support, or would recommend without an affiliate link.

My first priority is always providing resources to help you live your best life, and I will only ever link to products or resources (affiliate or otherwise) that fit within this purpose.

Please note that while I personally use, support, or recommend every product I link to, these products are purchased from third party companies and I do not control these companies or have a financial interest other than an affiliate relationship unless otherwise disclosed. I cannot ensure that any item or service purchased through a link on the Website is shipped on time, packaged properly, or that you will like it. Any problems or concerns with a specific product or service purchased through a link on the Website should be directed to the company the item was purchased from.

My goal is that the paid content on the Website feels genuinely useful and that the monetization of site content is transparent.

Sponsored Content

This sponsored content disclosure details the sponsorship relationships of Abrazo and Coze with other companies.

All sponsored content is clearly marked paid content in at least three places including:

  1. a disclaimer near the top of all applicable pages or posts on the site, which will include a link to this Disclaimer;
  2. in the text at least once that the business is a sponsor; and
  3. in a tag near the bottom of the applicable page or post labelled “Sponsored”.

Social media posts or comments will be identified by the word “ad” or “sponsored”.

My goal is that the paid content on the Website feels genuinely useful and that the monetization of site content is transparent.

Book Reviews

This book review disclosure details the compensatory relationships of Abrazo and Coze with book authors and publishing companies.

All book reviews are clearly marked as book reviews in at least three places including:

  1. a disclaimer near the top of all applicable pages or posts on the site, which will include a link to this Disclaimer;
  2. in the text at least once that the author or publishing company provided a book in order to review it; and
  3. in a tag near the bottom of the applicable page or post labelled “Author Interview and Book Review”.

Social media posts or comments will be identified by the word “book review” or similar.

My goal is that the content on the Abrazo and Coze website feels genuinely useful and that the compensation for site content is transparent.

If a book review was also compensated financially, the Sponsored Content Disclaimer also applies.

External Links

There are third party websites linked to and from this Website that are operated or created by or for organizations outside of Abrazo and Coze. Those organizations are solely responsible for the operation and information (including the right to display such information) found on their respective websites. The linking to or from this site does not imply on my part any endorsement or guarantee of any of the organizations or information (including the right to display such information) found on their respective websites.

I do not assume and am not responsible for any liability whatsoever for the linking of any of these linked websites, the operation or content (including the right to display such information) of any of the linked websites, nor for any of the information, interpretation, comments or opinions expressed in any of the linked websites. Any comments or inquiries regarding the linked websites are to be directed to the particular organization for whom the particular website is being operated.

Please note that I do not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites.

Health and Fitness

You should consult your physician or other health care professional before starting any fitness or dietary program to determine if it is right for your needs. This is particularly true if you (or your family) have a history of high blood pressure or heart disease, or if you have ever experienced chest pain when exercising or have experienced chest pain in the past month when not engaged in physical activity, smoke, have high cholesterol, are obese, or have a bone or joint problem that could be made worse by a change in physical activity. Do not start a fitness or nutritional program if your physician or health care provider advises against it. If you experience faintness, dizziness, pain or shortness of breath at any time while exercising you should stop immediately.

This site occasionally offers health, fitness and nutritional information and is designed for educational purposes only. You should not rely on this information as a substitute for, nor does it replace, professional medical advice, diagnosis, or treatment. If you have any concerns or questions about your health, you should always consult with a physician or other health-care professional. Do not disregard, avoid or delay obtaining medical or health related advice from your health-care professional because of something you may have read on this site. The use of any information provided on this site is solely at your own risk.

Developments in medical research may impact the health, fitness and nutritional advice that appears here. No assurance can be given that the advice contained in this site will always include the most recent findings or developments with respect to the particular material.


General Questions, Comments, and Media Enquires

All questions and comments or media enquiries should be submitted through the Contact page. I will respond as soon as possible after receiving the message.


If you prefer, feel free to send me mail at the following address:

Anna Anderson
429 Moorgate St.
Winnipeg, MB R3J 2L8

It takes time for postal delivery, plus additional time to respond, especially if you require the response through the postal service, so please be patient. If you require a response, be sure to include your contact information. For a postal response, include a self-addressed stamped envelope if you are in Canada.